LeaseOptionProgram.com Investment Packages

You can realize massive profits by buying homes from distressed sellers.  The properties can be immediately flipped, Leased Back to the seller, or Leased to a third party for a year and then sold.  Properties can be purchased using cash, credit (OPM), or even other people's credit (OPC)!  See the example page for details on these different types of transactions.

Foreclosure bailout:   Help a homeowner to keep his or her home and profit.

LeaseOptionProgram.com is offers real estate investment packages that take advantage of the current market downturn.  Foreclosures in the United States are on the rise and many homeowners are without options and will be forced to lose their home,  LeaseOptionProgram.com offers an alternative.  LOPcom will match the client in need with an investor who will buy the home and lease back to the client for one year at a payment that they can afford. The client is given a one year Lease with option to buy the home back a price below today’s value.  For a client about to lose their home, LOPcom offers the only solution for them to keep the home.   

LOPcom first identifies the client in need and then matches them with an investor seeking a rental portfolio at a significant discount.  There are two types of client;  those with greater than 30% equity in the home and those with less than 30% equity.  In the first case, an investor will buy the home subject-to the existing mortgage.  This means that they will bring the cash to reinstate the loan and pay the closing costs.  The deed transfers, but the loan remains in tact in the client’s name.  The investor will pay the mortgage and the client will pay rent to the investor.  For clients with little to no equity, the investor will buy the home on short sale.  This means that the lender who is foreclosing is willing to take an offer significantly less than they are owed.  However, in this case the investor must pay cash or get a new mortgage.  In either of the two situations, the investor will lease the home back to the client at a payment less than they were originally paying.  

For the client, the immediate significant benefits are that the investor stops the foreclosure and provides the money necessary to help the client to remain living in the same house.  Additionally, customers have the time it takes to improve and repair their credit over the one to two years they are leasing the house from the investor.  If the client can get financing to get themselves out of trouble, they should pursue that option, however, if financing is not an option, LeaseOptionProgram is their next best alternative if they wish to stay in the home. 

 Almost all clients are referred to LOPcom by a mortgage broker.  The client sought financing to get them out of the foreclosure situation and was told by a mortgage broker that financing was not an option.  The mortgage broker referred the client to LOPcom as an alternative.  The motivation for the mortgage broker is twofold; the mortgage broker paid one percent for every closed transaction and secondly, he or she has an opportunity to refinance the client after a year in the program when the client buys the home back. While participating in the program, customers are required to participate in a credit counseling course, the Credit Monitoring Program (CMP).  Customers must provide their credit report every six months for analysis by Lease Option Program.  The company may make suggestions to help customers improve their credit, with the ultimate goal of helping its customers qualify for a more affordable mortgage when they choose the option to buy their home.  The referring mortgage broker can hopefully refinance the client when they exercise the option and buy the home back from the investor.

How does it work?

1. LOPcom identifies and screens an applicant.
2. LOPcom does the due diligence on the property: title check, valuation, and inspections
3. LOPcom matches the deal with an investor.
4. The investor purchases the home subject-to or on short sale
5. The investor leases the property back to the client with a one year lease-option
6. After a year the client must get a loan to exercise their option and buy the home back
7. If the option expires unexercised, the investor is free to sell the home

Contact Information

If you are interested in applying or learning more about investing, please fill out our Apply to be an Investor Form or contact Jules@LeaseOptionProgram.com.

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